Business Home Insurance

Our business home insurance product offers cover for properties where the owner either runs a business or works from home.

Business Home Image

The policy can extend to cover stock, business equipment and property owners liability for claims connected to the business. Our appetite includes but not limited to:

  • Bed and Breakfast
  • Health and Fitness
  • Clerical
  • Tutoring
  • Hairdressers/Barbour’s
  • Beauticians
  • Arts and crafts
  • Childminding
  • Photography
  • Internet business/wholesaler

We can offer buildings and contents combined or in isolation with A rated capacity offering highly competitive rates and generous commission.

Please click here for your tailored online quotation or call our underwriting team on 0333 032 5000 who will assist you with any unusual or difficult risks.

What’s Covered?

As Standard

  • 30% of contents amount as valuables
  • Pedal cycles
  • Property owners liability – £2,000,000

Adjustable Covers

  • Buildings
  • Contents
  • Accidental damage
  • Worldwide all risks for personal possessions
  • Business use extensions – POL – Stock – Business equipment