Combined Liability / Contractors Insurance Products 1

Combined Liability / Contractors Insurance

Our specialist combined liability/contractors insurance is designed to provide the full cover they need to protect themselves and their customers if something goes wrong.

Combined Liability / Contractors Insurance Products 3

Our insurance covers a wide range of trades from building contractors to carpentry and plumbing contractors. It doesn’t matter if your client is a property developer or catering contractor, we can develop a package that will meet their needs.

We can also offer multiple business activities on one policy, so if a shop fitter also installs glassware and windows, or a builder carries out incidental roofing work, our policy will cover this.

We offer highly competitive rates and generous commission levels across our full range of products.

Please click here for your tailored online quotation or call our underwriting team on 01274 518 383 who will assist you with any unusual or difficult risks.

What’s Covered?

Standard Cover

  • Employers liability – £10,000,000
  • Public & products liability – standard £2,000,000 limit, with an option for a £5,000,000 limit
  • £2,000,000 maximum limit for heat work
  • Excess level £500 – except in relation to:
  • Incidental roofing/scaffolding work – £1.000
  • Heat work away – £2,500
  • Depth work/civil engineering activities – £2,500

Adjustable Covers

  • Minor roofing activities
  • Minor demolition activities
  • Depth work up to 3 metres
  • Height work up to 15 metres (up to 25m on referral