Combined Liability / Contractors Insurance
Our specialist combined liability/contractors insurance is designed to provide the full cover they need to protect themselves and their customers if something goes wrong.
Our insurance covers a wide range of trades from building contractors to carpentry and plumbing contractors. It doesn’t matter if your client is a property developer or catering contractor, we can develop a package that will meet their needs.
We can also offer multiple business activities on one policy, so if a shop fitter also installs glassware and windows, or a builder carries out incidental roofing work, our policy will cover this.
We offer highly competitive rates and generous commission levels across our full range of products.
- Employers liability – £10,000,000
- Public & products liability – standard £2,000,000 limit, with an option for a £5,000,000 limit
- £2,000,000 maximum limit for heat work
- Excess level £500 – except in relation to:
- Incidental roofing/scaffolding work – £1.000
- Heat work away – £2,500
- Depth work/civil engineering activities – £2,500
- Minor roofing activities
- Minor demolition activities
- Depth work up to 3 metres
- Height work up to 15 metres (up to 25m on referral