Combined Liability Insurance

Our specialist Combined Liability insurance policy protects clients from financial harm resulting from negligence that causes bodily injury or property damage.

Under our comprehensive flexible insurance we can offer cover for most trades falling within the Wholesale & Retail and Offices & Services sectors, including:

Wholesaling & Retail
– Auctioneers
– Bicycle Hirers
– Builders and Plumbers Merchants
– Catering Equipment Hirers
– Domestic Appliance Repairers
– Laundries and Drycleaners
– Timber Merchants
– Turf accountants/betting shops

Offices & Services
– Car Valeters
– Computer Software Designers
– Draughtsmen and Architects
– Employment Agencies (Clerical only)
– Furniture Repairers
– General Office Services
– Publicity Services
– Surveyors
– Undertakers

We have many years of experience writing Liability policies, providing you with confidence that we fully understand the nature of the risk and it will be underwritten professionally.

We offer highly competitive rates and generous commission levels across our full range of products.

Please click here for your tailored online quotation or call our underwriting team on 0333 032 5000 who will assist you with any unusual or difficult risks.

What’s Covered?

Standard Cover

  • Employers liability – £10,000,000
  • Public & Products Liability – standard £2,000,000 limit, with an option for a £5,000,000 limit
  • Excess – £500 with options to increase at a discounted rate

Adjustable Covers

  • Sales to North America/Canada
  • Manual Work Away