Retail Insurance

Quotes currently processed within 1 hour

We provide tailored retail insurance solutions to help brokers protect their clients across a wide range of industries. From fashion to food, our flexible policies are designed to meet the unique needs of each retail business, ensuring your clients get the coverage they need.

Get a Quote

Jump to:

Features & Benefits Businesses Covered Cover Highlights Additional Information

Features & Benefits

  • A-rated capacity provided by Hadron or Accelerant

  • Accidental damage included as standard

  • Expert underwriters able to deal with any referrals quickly

  • Low minimum premiums

  • Total MD/BI sums insured up to £15 million (per location)

  • Offering highly competitive rates and generous commission levels

  • We can consider risks with up to 50% wholesale sales or online sales (any more than this would need to be quoted on our Commercial Combined product).

  • 30% of quotes returned instantly

  • Quotes actioned within 1 hour, urgent cases always prioritised

Businesses Covered

Shops located:

  • on the high street
  • in shopping centres
  • in retail parks (please contact us before quoting, as a Commercial Combined policy may be more appropriate)

Cover Highlights

  • Business interruption – £500,000
  • Goods in transit – £2,000
  • Money – £5,000 in transit / £2,000 in safe
  • Deterioration of stock – £2,000
  • Glass cover – unlimited
  • Public & products liability – £5,000,000
  • Employers liability – £10,000,000
  • Legal expenses – £100,000
  • Buildings
  • Contents
  • Tenants’ improvements
  • Stock
  • Electronic business equipment
  • Stock of tobacco
  • Stock of wines & spirits

Additional Information

Risks we would generally decline under this product:

  • Over 10% of turnover on repairs
  • Vape shops
  • Mobile phone stores
  • Cycle shops
  • Adult stores

If you are unsure get in touch via our online chat or call 0333 032 5000.

Please click here for your tailored online quotation

Get a Quote

Related Products

petrol station icon

Petrol Station Insurance

Quotes currently processed within 1 hour

This is a specialist product designed for the specific needs of petrol stations - from the storage of fuel to 24-hour trading, the risk of fire to the high levels of customer footfall.

Learn More
scissors icon

Hair & Beauty Insurance

Quotes currently processed within 1 hour

Our bespoke hair & beauty policies are tailored to accommodate a wide range of businesses and activities including barbers, beauty salons and nail studios.

Learn More