Care home image

Care home insurance

Our Care Cover is a specialist insurance product created to meet to the specific needs of the Care sector. Our coverage extends to a wide range of care homes, encompassing both adult elderly and non-elderly homes.

Care Home images

We prioritise homes with positive care inspectorate ratings, reflecting our commitment to quality care and service. We invest significantly in risk management and conduct surveys on 99% of the care home risks that we insure. This rigorous approach ensures that we provide comprehensive coverage that your customers can rely on.

If you brokerage has experience in this sector get in touch to allow access to this comprehensive product.

What’s Covered?

As Standard

  • Signs – £2,500
  • Money Cover – £2,500
  • Deterioration of Stock – £2,500
  • Fidelity
  • Loss of Registration
  • Public & Products Liability – £5,000,000
  • Employers Liability – £10,000,000
  • Malpractice – £5,000,000
  • Automatic cover extensions: Equipment breakdown

Adjustable Covers

  • Buildings
  • Contents / Tens Improvements
  • Stock
  • Resident effects
  • Goods in Transit
  • Electronic Business Equipment
  • Business Interruption