About Us

NBS Underwriting is an MGA specialising in insurance across over 40 commercial and non-standard household products. Our core ethos, ‘Making Brokers’ Lives Easy,’ drives every decision we make, ensuring that we consistently meet and exceed the expectations of our partners.

Our head office is based in Bingley, where our primary functions are located. We also have offices in Hitchin, where our PI function operates; Bexhill, home to our non-standard household and property owners’ team, and Dublin, where our NBS Ireland team is based.

We partner with the Accelerant Risk Exchange — a platform that connects us to capacity, data, and insight — along with trusted insurers – Hadron UK Insurance, Hiscox, Tokio Marine HCC, and Allied World. ARAG are also providers of the legal expenses cover we offer.

Our growth has been significant, with our current GWP now standing at £120 million. This reflects our determination to continue investing and improving. We have over 1,200 brokerages using our services, with more than 750 of them placing business every month, demonstrating our strong market presence and the trust our partners place in us.

Exceptional, Honest, Ambitious & Visionary.

We are committed to creating an environment that promotes growth and personal achievement for all employees. Our strong, positive company culture makes NBS a great place to work. Our Team Charter provides clear guidance on our culture, behaviours, and expectations. We have four key values: Exceptional, Honest, Ambitious, and Visionary, which are integral to our identity.

We employ over 100 staff, having increased our workforce by 82% since 2022 to support our growth and ensure excellent service.

Our Community

We believe in giving back. We actively support several local youth teams for football, cricket, and rugby. Each year, we nominate a charity and raise funds.

Our chosen charity for 2025 is the Bradford Baby Bank.

Bradford baby bank logo

Our History

2011

Established initially as Nationwide Broker Services, working as the wholesale arm of an established retail broker, offering package / SME insurance solutions for broker partners.

2015

Expanded to offer non-standard household insurance and opened an office near Hastings to manage this business, utilising expert underwriters.

Introduced ARAG as an insurer, covering legal expenses.

2017

Began offering commercial products to brokers in Ireland.

2019

We partnered with Accelerant, securing long-term capacity to support our SME and commercial lines.

We became fully established as an Insurance MGA, solidifying our position in the market and expanding our product offerings.

2020

Introduced Tokio Marine HCC as an insurer across our Property and Household products.

2021

Rebranded from Nationwide Broker Services to NBS Underwriting to reflect our business evolution.

Acquired the specialist PI MGA ‘The Underwriting Specialist’ (TUS) into the NBS Group. Established NBS Ireland as a separate entity to continue trading in Ireland.

2023

Expanded our reach with the acquisition of Capital Markets Underwriting (CMU) to support growth plans.

TUS became fully integrated into NBS Underwriting, operating under the NBS brand.

2024

Introduced A-rated insurer, Allied World Assurance Company Ltd, to provide capacity for our excess of loss liability insurance.

Launched new branding to consolidate market presence.

Added new capacity provided by Hadron UK Insurance Company, becoming the primary capacity for all SME, Professional Indemnity, Property Owners, and Commercial products, complementing existing capacity.

2025

Strengthened insurer panel with the addition of A-rated capacity from Hiscox Insurance Ltd.

Named the best-performing MGA in the UK in the Insurance DataLab MGA Performance Report 2025.

Launched enhanced Contractors Combined Product.