Home & Contents Insurance

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We provide the three main home policies: Buildings-only insurance, Contents-only insurance, and Combined buildings & contents insurance.

We have substantial expertise in non-standard home and contents insurance, covering homes with a range of non-standard elements.

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Features & Benefits

  • A-rated capacity provided by HCC International or Hiscox

  • Offering enhanced flood insurance cover, we can also offer flood cover for all eligible properties

  • Policies insured by Hiscox include Build Back Better

  • We can quote for properties based anywhere in Great Britain

  • Up to 35% of quotes are provided automatically with highly competitive terms

  • Expert underwriters able to deal with any referrals quickly

  • Low minimum premiums

  • Coverage can include:

    • Claims-heavy risks
    • Non-standard construction
    • Landlords’ convictions
    • Subsidence
    • CCJs
  • Urgent cases always prioritised

  • Offering highly competitive rates and generous commission levels

Types of property covered

We have a wide appetite for properties under this product including:

  • Houses
  • Flats
  • Bungalows
  • Mid-Terrace houses
  • Coach Houses
  • New-build houses where postcodes aren’t signed off with many insurance companies
  • Properties with non-standard construction, except thatched properties

Cover Highlights

  • 30% of contents amount as valuables
  • Pedal cycles
  • Property owners’ liability – £2,000,000
  • Buildings
  • Contents
  • Accidental damage
  • Worldwide risks for personal possessions
  • Business use extensions
  • POL
  • Stock
  • Business equipment

Additional Information

We’re unable to write risks based in Northern Ireland.

If you are unsure get in touch via our online chat or call 0333 032 5000.

Please click here for your tailored online quotation

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