NBS Adds Hiscox Capacity to Holiday Homes Cover
7 October 2025
We are pleased to announce that our Holiday and Second Home Insurance can now also be underwritten by Hiscox, providing brokers with the confidence of Hiscox-backed cover alongside our existing capacity.
The Holiday Homes product has been developed to meet the needs of clients whose properties fall outside the scope of standard home insurance — particularly those that may be unoccupied for more than 60 days. It’s designed specifically for non-commercial second or weekend homes, ensuring appropriate protection for properties used for personal leisure rather than rental or business purposes.
With Hiscox now supporting the product, brokers and their clients benefit from the strength and reliability of one of the UK’s leading insurers.
Tailored Protection for Holiday and Second Homes
Cover is available for buildings and contents, with an option to include accidental damage. Policies provide up to £2.5 million total sums insured per location, with blanket cover for rebuild costs up to £500,000 and contents up to £50,000.
Flood Re is also available to eligible clients, providing additional peace of mind for properties in higher-risk areas.
Fast Quotes and Trusted Claims Handling
As with all NBS products, brokers can access quick quotes via our online portal, supported by the reassurance of Hiscox’s award-winning claims service.
“We’re delighted to welcome Hiscox as a capacity partner on our Holiday & Second Homes product,” said Steve Cowman, Managing Director at NBS Underwriting. “This partnership provides added strength to an already well-established product, giving brokers and their clients the confidence of Hiscox-backed cover.”
With the addition of Hiscox, NBS Underwriting continues to strengthen its range of specialist property solutions — helping brokers provide dependable cover for clients with more complex insurance needs.