Contractors Combined Insurance

Contractors Combined makes placing construction risks simple by bringing everything together in one policy.

Property, liability, contract works, plant, tools and professional indemnity are all included in a single, streamlined product.

Contractors Combined is designed for established, quality-focused businesses across more than 50 trades, including:

  • General builders
  • Electrical contractors
  • Plasterers
  • Landscapers
  • Shopfitters and commercial fit-out specialists
  • Window manufacturers and installers
  • And many other low-to-medium hazard construction trades.

This product offers wide-ranging protection including contract works, own and hired plant (with hire charges), employees’ tools, property damage and theft, and business interruption. It also covers goods in transit within the UK, money and personal assault, and specified all risks for designated items away from the premises.

Additional options such as refrigerated stock and book debts can also be included.

Please click here for your tailored online quotation or call our underwriting team on 0333 032 5000 who will assist you with any unusual or difficult risks.

What’s Covered?

Options for:

  • Employers liability – £10,000,000
  • Public & products liability – £5,000,000 with an option to extend to £10,000,000
  • Professional Indemnity – £250,000
  • Financial Loss – £20,000
  • Legal Expenses – included
  • Property Damage
  • Contract Works
  • Own & Hired-in Plant

Options for:

  • Employees’ Tools
  • Business Interruption
  • Goods in Transit
  • Money & Personal Assault
  • Specified All Risks
  • Refrigerated Stock
  • Book Debts
  • Speculative Build (up to 180 days)