Fish & Chip Shop Insurance

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Our fish & chip shop policy is designed to meet the unique needs of the industry, providing comprehensive cover for high-value equipment. It includes replacement coverage for full frying ranges and other essential business assets, ensuring your clients are fully protected against damage or loss.

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Features & Benefits

  • A-rated capacity provided by Hadron or Accelerant

  • Cover for premises with deep fat frying capabilities

  • Providing cover for smaller fish & chip shops through to larger restaurants

  • Cover for outdoor seating and catering

  • Covers food delivery, including third-party couriers

  • Total MD/BI sums insured up to £15 million (per location)

  • 30% of quotes returned instantly

  • Skilled underwriters ensuring prompt response to quotes

  • Highly competitive rates with generous commission levels

  • Quotes processed within 1 hour, urgent cases always prioritised

  • Claims managed by Sedgwick, a specialist claims management company

Businesses Covered

We can provide terms for almost any type of fish & chip shop, including but not limited to:

  • Small independent fish & chip shops
  • Chain fish & chip shops
  • Larger fish & chip shops with restaurants

Cover Highlights

  • Business interruption – £500,000
  • Goods in transit – £2,000
  • Money – £5,000 in transit / £2,000 in safe
  • Deterioration of stock – £2,000
  • Glass cover – unlimited
  • Public & products liability – £5,000,000
  • Employers liability – £10,000,000
  • Legal expenses – £100,000
  • Buildings
  • Contents
  • Tenants’ improvements
  • Stock
  • Electronic business equipment
  • Delivery

Additional Information

If you are unsure get in touch via our online chat or call 0333 032 5000.

Please click here for your tailored online quotation

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