Takeaway Insurance

Quotes currently processed within 1 hour

Our takeaway insurance product is specifically designed to meet the unique needs of fast-food establishments. This includes businesses with high-risk activities such as heavy frying, grilling, and deep-frying, as well as those operating during late-night hours.

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Features & Benefits Businesses Covered Cover Highlights Additional Information

Features & Benefits

  • A-rated capacity provided by Hadron or Accelerant

  • We can accommodate takeaways that operate until the early hours of the morning

  • Cover for premises with deep fat frying capabilities

  • Coverage can include:

    • Food delivery (including third-party deliveries)
    • Outside catering

  • 30% of quotes returned instantly

  • Skilled underwriters ensuring prompt response to quotes

  • Highly competitive rates with generous commission levels

  • Claims managed by Sedgwick, a specialist claims management company

  • Total MD/BI sums insured up to £15 million (per location)

  • Quotes processed within 1 hour, urgent cases always prioritised

Businesses Covered

We can provide terms for most types of takeaway, including but not limited to:

  • Traditional fast food takeaway outlets
  • Pizza delivery services
  • Chinese, Indian, Italian, and other international takeaway options
  • Sandwich and snack delivery businesses
  • Takeaways offering delivery alongside limited in-store service

Cover Highlights

  • Business interruption – £500,000
  • Goods in transit – £2,000
  • Money – £5,000 in transit / £2,000 in safe
  • Deterioration of stock – £2,000
  • Glass cover – unlimited
  • Public & products liability – £5,000,000
  • Employers liability – £10,000,000
  • Legal expenses – £100,000
  • Buildings
  • Contents
  • Tenants’ improvements
  • Stock
  • Electronic business equipment
  • Delivery

Additional Information

Turnover needs to come predominantly from takeaway sales, otherwise should be quoted as a restaurant.

If you are unsure get in touch via our online chat or call 0333 032 5000.

Other Food & Eateries Products

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