Hair & Beauty Insurance

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Our bespoke hair & beauty policies are tailored to accommodate a wide range of businesses and activities, including a vast range of treatments, as well as the sale of cosmetic, beauty, and hair products.

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Features & Benefits

  • A-rated capacity provided by Hadron or Accelerant

  • Liability insurance is available exclusively for individuals who rent a chair

  • Protection for nearly 100 different beauty treatments

  • Laser treatments are included

  • Mobile hairdressers and beauticians can be insured

  • Total MD/BI sums insured up to £15 million (per location)

  • Cover for high-risk stock

  • Expert underwriters able to deal with quotations quickly

  • Low minimum premiums

  • Offering highly competitive rates and generous commission levels

  • 30% of quotes returned instantly

  • Quotes processed within 1 hour, urgent cases always prioritised

Businesses Covered

  • Barbers
  • Beauty Salons
  • Hair Salons
  • Hairdressers – ladies/unisex
  • Nail Studios

Cover Highlights

  • Business interruption – £500,000
  • Goods in transit – £2,000
  • Money – £2,000 in transit / £2,000 in safe
  • Deterioration of stock – £2,000
  • Glass cover – unlimited
  • Public & products liability – £5,000,000
  • Employers liability – £10,000,000
  • Legal expenses – £100,000
  • Buildings
  • Contents
  • Tenants’ improvements
  • Stock
  • Electronic business equipment
  • Treatment Risk Extensions

Additional Information

  • Tanning-only salons are not eligible.
  • Invasive treatments such as tattoos, fillers and Botox are not covered.

If you are unsure get in touch via our online chat or call 0333 032 5000.

Please click here for your tailored online quotation

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