Business Home Insurance

Quotes currently processed within 2 hours

Our business home insurance is tailored to provide comprehensive coverage for residential properties used for business purposes. This policy is designed to safeguard policyholders’ assets, offering protection for stock and business equipment, and providing property owners’ liability for any business-related claims.

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Features & Benefits Trades/businesses covered Cover Highlights Additional Information

Features & Benefits

  • A-rated capacity provided by HCC International & Hiscox

  • We can quote for properties based anywhere in Great Britain

  • Offering enhanced flood insurance cover, we can also offer flood cover for all eligible properties

  • Policies insured by Hiscox include Build Back Better

  • Turnaround times within 2 hours, even for more complex cases

  • Expert underwriters able to deal with any referrals quickly

  • Low minimum premiums

  • We have an appetite for standard and non-standard risks including:

    • Claims-heavy risks
    • Non-standard construction
    • Landlords’ convictions
    • Subsidence
    • CCJs

  • Offering highly competitive rates and generous commission levels

  • Urgent cases always prioritised

Trades/businesses covered

Including but not limited to:

  • Bed & breakfasts
  • Health & fitness
  • Clerical
  • Tutoring
  • Hairdressing & Barber Services
  • Beauticians
  • Arts & crafts
  • Childminding
  • Photography
  • Internet-based businesses & wholesalers
  • and many more

Cover Highlights

  • 30% of contents amount as valuables
  • Pedal cycles
  • Property owners’ liability – £2,000,000
  • Buildings
  • Contents
  • Accidental damage
  • Worldwide risks for personal possessions
  • Business use extensions:
  • POL
  • Stock
  • Business equipment

Additional Information

We are unable to write risks based in Northern Ireland.

If you are unsure, get in touch via our online chat or call 0333 032 5000.

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