Holiday / Second Home Insurance

Quotes currently processed within 2 hours

Standard house insurance isn't suitable for holiday and second homes, which are often empty for up to 60 days. We've developed buildings and contents insurance specifically for these properties, whether it's a beach house or city apartment, to provide the quality coverage your clients need.

Get a Quote

Jump to:

Features & Benefits Types of property we can cover Cover Highlights Additional Information

Features & Benefits

  • A-rated capacity provided by HCC International and Hiscox

  • We can quote for properties based anywhere in Great Britain

  • Up to 35% of quotes are provided automatically with highly competitive terms

  • Turnaround times within 2 hours, even for more complex cases

  • Urgent cases always prioritised

  • We can cover extended unoccupancy

  • Expert underwriters able to deal with any referrals quickly

  • 60-day inspection clause

  • We have appetite for non-standard risks, including:

    • Claims-heavy risks
    • Non-standard construction
    • Landlords’ convictions
    • Subsidence
    • CCJs

  • Low minimum premiums

  • Offering highly competitive rates and generous commission levels

  • Flood Re available on eligible risks

Types of property we can cover

  • Weekend homes
  • Second homes
  • Holiday properties
  • Park homes
  • Cabins
  • Lodges

Cover Highlights

  • Sums insured up to £2.5 million in any one location
  • Alternative accommodation
  • Public liability
  • Buildings
  • Contents
  • Subsidence
  • Accidental damage
  • Property owners’ liability
  • Loss of rent

Additional Information

  • We are unable to write risks based in Northern Ireland.
  • Excludes valuables and personal possessions
  • Flood Re available
  • Cannot write with Hiscox if the property is a commercial let
  • We are unable to write static caravans or touring caravans

If you are unsure, get in touch via our online chat or call 0333 032 5000.

Other Home & Contents Products

Please click here for your tailored online quotation

Get a Quote

Related Products

white key icon in a blue hexagon

Holiday Let

Quotes currently processed within 2 hours

We have developed our high quality holiday let insurance specifically to meet the needs of this growing market – from contents and building cover to public liability and theft cover.

Learn More
white warehouse icon in a blue hexagon

Commercial Combined

Quotes currently processed within 2 hours

Tailored for a wide range of commercial risks, our Commercial Combined Insurance stands out for its coverage across various trades and industry sectors. Our focus is on providing fast turnarounds for quotations, achieved through a simplified set of questions that ensure a quick and efficient quoting process, empowering you to serve your clients efficiently.

Learn More