Mid Net Worth Home & Contents (Non-Standard) Insurance

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This specialist policy is designed specifically for clients who need higher than average buildings and contents sums insured on properties that have non-standard aspects.

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Features & Benefits Types of property covered Cover Highlights Additional Information

Features & Benefits

  • A-rated capacity provided by HCC International and Hiscox

  • Coverage can include:

    • Claims-heavy risks
    • Non-standard construction
    • Landlord’s convictions
    • Subsidence
    • CCJs
    • Properties in flood risk areas

  • Suited to clients whose buildings are valued at over £750,000 and whose contents is also valued at over £75,000

  • Contents may include jewellery, fine arts and antiques

  • Covering up to £2.5 million total sums insured on a single property

  • We can quote for properties based anywhere in Great Britain

  • Turnaround times within 2 hours, even for more complex cases

  • Expert underwriters able to deal with any referrals quickly

  • Offering highly competitive rates and generous commission levels

Types of property covered

  • Properties with non-standard construction except thatched properties
  • Houses
  • Flats
  • Bungalows
  • Mid-terrace Houses
  • Coach Houses
  • New-build houses, where postcodes aren’t signed off with many insurance companies

Cover Highlights

  • Worldwide all risks for personal possessions
  • Pairs, sets and suites
  • Trace & access
  • Guest personal effects
  • New acquisitions cover
  • Accidental damage
  • Property owners’ liability – £2,000,000
  • Buildings
  • Contents
  • Home emergency
  • Home legal protection
  • Business use extensions
    • POL
    • Stock
    • Business Equipment

Additional Information

  • We’re unable to write risks based in Northern Ireland.
  • Minimum premium of £750 + IPT

If you are unsure get in touch via our online chat or call 0333 032 5000.

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