Hotel & Guest House Insurance

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Our hotel and guest house insurance packages are bespoke, allowing you to create tailored coverage with optional add-ons to meet your clients' exact needs.

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Features & Benefits Businesses Covered Cover Highlights Additional Information

Features & Benefits

  • A-rated capacity provided by Hadron or Accelerant

  • Accidental damage included as standard

  • Expert underwriters able to deal with any referrals quickly

  • Low minimum premiums

  • Offering highly competitive rates and generous commission levels

  • Able to cover properties with biomass boilers

  • 30% of quotes returned instantly

  • Cover can extend to include:

    • Gyms
    • Spas (including treatments)
    • Indoor pools
    • Events such as weddings
    • Glamping pods
    • Lodges/cottages

  • Quotes actioned within 1 hour. Urgent cases always prioritised

  • Total MD/BI sums insured up to £20 million (per location)

Businesses Covered

We can provide terms for almost any type of hotel, including but not limited to:

  • Hotels
  • Guest houses
  • Bed & breakfasts
  • Inns with over 10 rooms (if less than 10 please place through our Public House product)
  • Wedding venues

Cover Highlights

  • Business interruption – £500,000
  • Goods in transit – £2,000
  • Money – £5,000 in transit / £2,000 in safe
  • Deterioration of stock – £2,000
  • Glass cover – unlimited
  • Public & products liability – £5,000,000
  • Employers liability – £10,000,000
  • Legal expenses – £100,000
  • Buildings
  • Contents
  • Tenants’ improvements
  • Stock
  • Electronic business equipment
  • Stock of tobacco
  • Stock of wines & spirits

Additional Information

  • We are unable to consider premises with outside swimming pools.
  • An Excess of Loss layer is available within our Hotel product, enabling up to £10m PL cover within a single quotation.

If you are unsure get in touch via our online chat or call 0333 032 5000.

Please click here for your tailored online quotation

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