Live Music Venue Insurance

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Live music venues face unique risks, making it essential for them to have tailored insurance coverage. We provide bespoke policies that meet the specific needs of businesses in these sectors.

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Features & Benefits

  • A-rated capacity provided by Hadron or Accelerant

  • Policies extending to include sound, video, and lighting equipment

  • Coverage can include:

    • Door staff (third-party or own)
    • Events
    • Live music and entertainment
    • Certain entertainment activities
    • Pyrotechnics
    • Simulators
  • Total MD/BI sums insured up to £15 million (per location)

  • No limit on opening hours

  • No limit on total capacity at the venue

  • Cover extends to include legal cover for noise disputes

  • Skilled underwriters ensuring prompt responses to quotes

  • Highly competitive rates with generous commission levels

  • Quotes actioned within 2 hours, urgent cases always prioritised

  • Claims managed by Sedgwick, a specialist claims management company

Cover Highlights

  • Business interruption – £500,000
  • Goods in transit – £2,000
  • Money – £5,000 in transit / £2,000 in safe
  • Deterioration of stock – £2,000
  • Glass cover – unlimited
  • Public & products liability – £5,000,000
  • Employers’ liability – £10,000,000
  • Loss of licence – £100,000
  • Legal expenses – £100,000
  • Buildings
  • Contents
  • Tenants’ improvements
  • Stock
  • Electronic business equipment
  • Sound, lighting, and entertainment equipment
  • Stock of tobacco
  • Stock of wines & spirits

Additional Information

To get a quote for a Live Music Venue, please key through our Nightclub scheme.

If you are unsure, get in touch via our online chat or call 0333 032 5000.

Please click here for your tailored online quotation

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