Nightclub Insurance

Quotes currently processed within 2 hours

Our Nightclub Insurance is tailored to the unique risks of nightlife venues. With higher footfall, late hours, and specialist equipment, nightclubs need more than standard hospitality cover. This policy provides comprehensive protection, giving your clients confidence their venue is fully safeguarded.

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Features & Benefits Trades/businesses covered Cover Highlights Additional Information

Features & Benefits

  • A-rated capacity provided by Hadron or Accelerant

  • Policies extending to include sound, video, and lighting equipment

  • Coverage can include:

    • Door staff (third-party or own)
    • Events
    • Live music and entertainment
    • Certain entertainment activities
    • Pyrotechnics
    • Simulators

  • No limit on opening hours

  • Skilled underwriters ensuring prompt responses to quotes

  • Highly competitive rates with generous commission levels

  • Quotes actioned within 2 hours, urgent cases always prioritised

  • Claims managed by Sedgwick, a specialist claims management company

  • Total MD/BI sums insured up to £15 million (per location)

Trades/businesses covered

We can provide terms for almost any type of nightclub, including but not limited to:

  • Nightclubs
  • Themed Clubs
  • Comedy Clubs
  • Drag Clubs
  • Burlesque Clubs
  • Rock Clubs
  • D&B Clubs

Cover Highlights

  • Business interruption – £500,000
  • Goods in transit – £2,000
  • Money – £5,000 in transit / £2,000 in safe
  • Deterioration of stock – £2,000
  • Glass cover – unlimited
  • Public & products liability – £5,000,000
  • Employers’ liability – £10,000,000
  • Loss of licence – £100,000
  • Legal expenses – £100,000
  • Buildings
  • Contents
  • Tenants’ improvements
  • Stock
  • Electronic business equipment
  • Sound, lighting, and entertainment equipment
  • Stock of tobacco
  • Stock of wines & spirits

Additional Information

You should quote under our Nightclub product if the business has extended opening hours as there is no limit on opening hours.

If you are unsure get in touch via our online chat or call 0333 032 5000.

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