Petrol Station Insurance

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We understand the unique risks petrol stations face - from fuel storage and 24-hour trading to fire hazards and high footfall. That’s why we offer tailored insurance solutions, ensuring your clients get comprehensive, sector-specific coverage.

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Features & Benefits

  • A-rated capacity provided by Hadron or Accelerant

  • A bespoke product custom-built to cover the unique needs of petrol stations

  • Cover for shop and forecourt

  • Expert underwriters able to deal with any referrals quickly

  • Low minimum premiums

  • Offering highly competitive rates and generous commission levels

  • Quotes actioned within 1 hour, urgent cases always prioritised

  • Total MD/BI sums insured up to £15 million (per location)

  • Coverage includes:

    • 24-hour operations and periods where the premises are unmanned
    • Car washes
    • ATMs
    • Air pumps and water dispensers
    • Food franchises within the shop

Cover Highlights

  • Business interruption – £500,000
  • Goods in transit – £2,000
  • Money – £5,000 in transit / £2,000 in safe
  • Deterioration of stock – £2,000
  • Glass cover – unlimited
  • Public & products liability – £5,000,000
  • Employers liability – £10,000,000
  • Legal expenses – £100,000
  • Buildings
  • Contents (including pumps and underground tanks)
  • Tenants’ improvements
  • Stock (including fuel)
  • Electronic business equipment
  • Stock of tobacco
  • Stock of wines and spirits

Additional Information

For more information, get in touch via our online chat or call 0333 032 5000.

Please click here for your tailored online quotation

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