Design & Construction PI Insurance

Quotes currently processed within 2 hours

PI insurance is vital for design and construct firms and contractors, protecting against claims of mistakes, errors, or omissions. It covers legal costs, defence expenses, and compensation, helping manage liabilities, meet regulations, and protect reputations on complex, high-value projects.

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Features & Benefits Trades Covered Cover

Features & Benefits

  • A-rated capacity provided by Hadron or Accelerant

  • Simple risks can be quoted and bound online quickly

  • Submissions for larger risks can be manually managed by our highly experienced PI underwriting team

  • Quotes processed within 2 hours, urgent cases always prioritised

  • Highly competitive rates with generous commission levels

  • Claims managed by a specialist PI claims management organisation, Caytons Law

Trades Covered

We look to insure:

Well-run businesses with highly qualified and experienced staff, demonstrating a good claims experience. Our ideal clients have a fee income of up to £10,000,000, no contract values over £100 million and no valuations over £10 million.

We cover trades including but not limited to:

  • Building Contractors
  • Civil & Structural Engineering Contractors
  • Electrical, Heating, Ventilation, Air Conditioning Contractors
  • Glazing Firms
  • Plumbers
  • Interior Fit-Out
  • Public Utility Contractors
  • Carpenters
  • Scaffolders
  • Specialist Contractors

Cover Highlights

  • Maximum limit of indemnity £5 million
  • Civil liability cover
  • Defence costs and expenses included
  • Unintentional breach of confidentiality
  • Unintentional libel or slander
  • Defence costs and expenses for prosecutions under the Data Protection Act £50,000 in the aggregate
  • Loss of Documents £250,000 in the aggregate
  • Mitigation of Loss
  • Prosecution Defence Costs £50,000 in the aggregate
  • Adjudicator awards in accordance with the Housing Grants, Construction and Regeneration Act 1996
  • Pollution cover £500,000 in the aggregate (or the policy limit if lower)
  • Asbestos cover £500,000 in the aggregate (or the policy limit if lower)
  • Aggregate or Any One Claim is available dependent on the trade

Optional Enhancements

  • Increased pollution cover up to the aggregate policy limit
  • Increased asbestos cover up to £1 million in the aggregate
  • Fire Safety Cover up to £5 million in the aggregate

Other Professional Indemnity Products

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