Engineers PI Insurance

Quotes currently processed within 2 hours

PI insurance is essential for engineering firms, protecting against claims of errors, omissions, or negligence in design, advice, or services. It covers legal defence costs, settlements, and compensation for financial losses caused by an engineer’s work.

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Features & Benefits Trades/Businesses Covered Cover

Features & Benefits

  • A-rated capacity provided by Hadron or Accelerant

  • Simple risks can be quoted and bound online quickly

  • Submissions for larger risks can be manually managed by our highly experienced PI underwriting team

  • Highly competitive rates with generous commission levels

  • Quotes processed within 2 hours, urgent cases always prioritised

  • Claims managed by a specialist PI claims management organisation, Caytons Law

  • Free advice on collateral warranties and appointments

Trades/Businesses covered

Well-run businesses with highly qualified and experienced staff, demonstrating a good claims experience.

Our ideal client meets the following criteria:

  • Fee income up to £10 million
  • No contract values over £100 million
  • Electrical engineers, heating & ventilation engineers, mechanical engineers, structural engineers, civil engineers, planning, drafting, project management, project co-ordination
  • Limited involvement with high-rise structural works
  • No involvement with London basements

Cover Highlights

  • Maximum limit of indemnity £5 million
  • Civil liability cover
  • Defence costs and expenses in addition to the limit of indemnity
  • Unintentional breach of confidentiality
  • Unintentional libel or slander
  • Defence costs and expenses for prosecutions under the Data Protection Act £50,000 in the aggregate
  • Loss of Documents £250,000 in the aggregate
  • Mitigation of Loss
  • Prosecution Defence Costs £50,000 in the aggregate
  • Adjudicator awards in accordance with the Housing Grants, Construction and Regeneration Act 1996
  • Pollution cover £500,000 in the aggregate (or the policy limit if lower)
  • Asbestos cover £500,000 in the aggregate (or the policy limit if lower)

Optional Enhancements

  • Increased pollution cover up to the aggregate policy limit
  • Increased asbestos cover up to £1 million in the aggregate
  • Fire Safety Cover up to £5 million in the aggregate

Other Professional Indemnity Products

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