Residential Let (Non-Standard) Insurance

Quotes currently processed within 2 hours

We offer a wide range of cover in a single policy for residential property owners. This product can be tailored, ensuring our policies always meet your clients’ needs.

Get a Quote

Jump to:

Features & Benefits Trades/businesses covered Cover Highlights Additional Information

Features & Benefits

  • A-rated capacity provided by HCC International

  • We can quote for properties based anywhere in Great Britain

  • We have an appetite for non-standard risks including:

    • Claims-heavy risks
    • Non-standard construction
    • Subsidence
    • Landlords’ convictions

  • Offering highly competitive rates and generous commission levels

  • Turnaround times within 2 hours, even for more complex cases

  • We can write various non-standard tenancy types such as:

    • Asylum seekers
    • Short-term accommodation for charity, care, soft care and emergency housing
    • Instances where tenancy agreements aren’t currently in place

  • Expert underwriters able to deal with any referrals quickly

Trades/businesses covered

  • Residential Let
  • Leasehold houses
  • Blocks of flats
  • Up to 8 bed-sits
  • HMOs

Cover Highlights

  • Loss of rent
  • Alternative accommodation
  • Property Owners’ liability – £2,000,000
  • Legal expenses – £50,000
  • Buildings
  • Landlords’ contents
  • Loss of rent
  • Indemnity period of 12 to 36 months

Additional Information

We are unable to write risks in Northern Ireland.

If you are unsure get in touch via our online chat or call 0333 032 5000.

Other Property Owners Products

Please click here for your tailored online quotation

Get a Quote

Related Products

white key icon in a blue hexagon

Holiday Let

Quotes currently processed within 2 hours

We have developed our high quality holiday let insurance specifically to meet the needs of this growing market – from contents and building cover to public liability and theft cover.

Learn More
white key icon in a blue hexagon

Unoccupied Residential

Quotes currently processed within 2 hours

Our unoccupied residential policy offers policyholders full cover for the term of the policy. This can be selected from 3, 6 or 12 months. Designed to insure residential properties up to £1.5m building sums insured that are unoccupied.

Learn More