Unoccupied Residential Insurance

Quotes currently processed within 2 hours

Our Unoccupied Residential Insurance policy offers policyholders full perils cover during the term of the policy. This can be selected from 3, 6 or 12 months.

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Features & Benefits Unoccupancy covered Cover Highlights Additional Information

Features & Benefits

A-rated capacity provided by HCC International
We can quote for properties based anywhere in Great Britain
Turnaround times within 2 hours, even for more complex risks
Expert underwriters able to deal with any referrals quickly
Flexible policy term lengths of 3, 6, or 12 months
Low minimum premiums – from £70 + IPT

We have appetite for non-standard risks, including:
- Claims-heavy risks
- Non-standard construction
- Landlords’ convictions
- Subsidence
- CCJs
Offering highly competitive rates and generous commission levels

Unoccupancy Covered

Probate
Bereavement / Subject to a will
Awaiting tenant
Refurbishment and building works (up to £250,000)
Property Sale
Extended holidays
and everything in between

Cover Highlights

Full perils
Property Owners’ Liability – £2,000,000
Buildings

Contents
Reduce to FLEA-only cover on request

Additional Information

We’re unable to write risks in Northern Ireland.

If you are unsure get in touch via our online chat or call 0333 032 5000.

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