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Unoccupied Residential Insurance

Our unoccupied residential insurance scheme offers policyholders full perils during the length of the term of the policy. This can be selected from 3, 6 or 12 months, from a minimum of £70 plus IPT.

Types of unoccupacy:

The unoccupied residential product has been designed to insure residential properties up to £1.5m rebuild that are unoccupied due to:

  • Probate
  • Bereavement/Subject to a will
  • Awaiting tenant
  • Refurbishment and building works (up to £250,000)
  • Property sale
  • Extended holidays
  • And everything in between.

Please click here for your tailored online quotation or call our underwriting team on 0333 032 5000 who will assist you with any unusual or difficult risks.

What’s covered?

As Standard

  • Full Perils
  • Property Owners Liability – £2,000,000

Adjustable Covers

  • Buildings
  • Contents
  • Reduce to FLEA only cover on request