Gym Insurance

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We recognise the dedication and effort involved in running gyms and fitness clubs. Our sports club insurance product offers specialist coverage tailored to the unique needs of gyms and health & fitness clubs.

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Features & Benefits

  • A-rated capacity provided by Hadron or Accelerant

  • Customisable coverage available

  • We can consider 24-hour gyms, even during unstaffed periods – provided appropriate safety measures are in place

  • Includes external event attendance

  • Total MD/BI sums insured up to £15 million (per location)

  • Expert underwriters able to deal with any referrals quickly

  • Coverage can include:

    • Indoor manned swimming pools including leisure pools and hydrotherapy pools
    • Spas
    • Saunas and steam rooms
    • Hot tubs, jacuzzis or whirlpool baths
  • Offering highly competitive rates and generous commission levels

  • Quotes processed within 1 hour, urgent cases always prioritised

Cover Highlights

  • Employers’ liability – £10,000,000
  • Automatic stock increases for your client’s peak trading periods
  • Car park & cloakroom liability
  • Equipment breakdown
  • Third-party damage by the impact of sports balls
  • Legal expenses – £100,000
  • Public liability up to £5,000,000
  • Member-to-member liability – where indemnity does not exist under any other policy
  • Property damage cover in respect of buildings, stock, and contents
  • Cover for outbuildings
  • D&O cover up to £500,000

Additional Information

If you are unsure get in touch via our online chat or call 0333 032 5000.

Please click here for your tailored online quotation

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