Third Sector, Communities & Not-for-Profit Insurance

Quotes currently processed within 2 hours

This specialist package is designed for the unique needs of the Third Sector, including community groups, voluntary organisations, faith groups, charities, and social enterprises. Our tailored insurance coverage meets the diverse requirements of not-for-profit groups.

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Features & Benefits Trades/businesses covered Cover Highlights Additional Information

Features & Benefits

  • A-rated capacity provided by Hadron or Accelerant

  • Experienced underwriters ensuring prompt responses to cases

  • Highly competitive rates with generous commission levels

  • Quotes processed within 2 hours. Urgent cases always prioritised

  • Claims managed by Sedgwick, a specialist claims management company

Trades/businesses covered

  • Risks providing advice and training
  • Arts & Crafts workshops, studios and libraries
  • Community owned cafés, coffee shops, and tea rooms
  • Concert halls, events venues, galleries, and theatres
  • Food and clothing banks
  • Historical, literary, cultural, and humanistic societies
  • Retail risks, offices, and call centres
  • Community restaurants, pubs, and wine bars
  • Village halls and community centres

Cover Highlights

  • Goods in transit – £2,000
  • Money – £5,000 in transit / £2,000 in safe
  • Deterioration of stock – £2,000
  • Glass cover – £5,000
  • Public & products liability – £5,000,000
  • Employers’ liability – £10,000,000
  • Professional liability – £100,000
  • Directors & Officers / Trustee Indemnity – £100,000
  • Legal Expenses – £100,000
  • Buildings
  • Contents
  • Tenants’ improvements
  • Stock
  • Electronic business equipment
  • Business Interruption
  • Automatic cover extensions
    • Property at fund-raising events, cups, trophies, memorabilia, and religious artefacts
    • Raffle prizes and donations
    • Bequeathed property
    • Motor no claims discount protection
    • Pastoral Care

Additional Information

If you are unsure get in touch via our online chat or call 0333 032 5000.

Please click here for your tailored online quotation

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