Enhanced Cover Limits Now £750,000 for Buildings and £75,000 for Contents
19 August 2025
We’re always looking for ways to strengthen our products and give brokers more confidence when presenting solutions to clients. We’re pleased to confirm that the blanket cover across several of our household products has increased. These are policies underwritten by HCC, one of our capacity providers, who continue to support us in delivering competitive and secure household solutions.
Effective immediately, our Home and Contents, Contents Plus and Business Home policies now provide up to £750,000 for buildings and £75,000 for contents. This is a significant uplift from the previous limits of £500,000 and £50,000 and represents a significant enhancement to our household proposition.
Why it matters
Our household products are specifically tailored for non-standard risks — because we know that many clients don’t fit neatly into a “standard” insurance box. For brokers, this development makes our proposition even more competitive, offering higher limits that provide greater reassurance for clients and reduce the likelihood of underinsurance — an issue that continues to be a concern for many homeowners and businesses. By offering enhanced protection as standard, we’re helping brokers meet client needs with confidence.
Confidence backed by our partners
This change also reflects the confidence that HCC have in our ability to manage the account effectively. By supporting an increase of this scale, they’re recognising the strength of our underwriting, our portfolio management, and the value we place on delivering security for clients.
Helping you support your clients
We specialise in non-standard household risks, and we’re committed to making it easier for brokers to find the right protection for every client. With these higher blanket cover limits now in place, you can offer even more reassurance and protection, backed by the confidence of one of our leading capacity partners.
Find out more about our home and contents product or get a quote here
Find out more about our business home policy or get a quote here