Following a comprehensive review of our Non-Standard Household proposition, we’re pleased to announce a series of enhancements to our underwriting appetite.
We’ve significantly expanded our appetite across a range of non-standard household risks, particularly for properties affected by subsidence. This includes an increased appetite for properties with a previous history of subsidence, previously underpinned properties and homes located in higher-risk subsidence areas. We’ve also broadened our acceptance criteria for proposers with unspent criminal convictions.
These enhancements further strengthen our Non-Standard Household offering, which provides cover for buildings and contents, mid-net-worth properties and business use from home risks. Backed by specialist underwriters with extensive experience in non-standard household insurance, we offer fast quote turnaround times and competitive terms to help brokers place risks that may fall outside the standard market.
The recent addition of Hadron to our panel of capacity providers has further enhanced our proposition, helping us deliver increased placement opportunities and strong conversion rates for brokers.
Non-standard appetite isn’t the same across the market. A risk declined by one insurer may still be acceptable to another, which is why understanding insurer appetite is key when placing more complex household business.
To help brokers quickly identify the types of risks we can support, we’ve created a simple one-page guide to our Non-Standard Household appetite.
View our Non-Standard Household Appetite Guide
To find out more about our Household products or obtain a quote, use the links below:
If you’re unsure whether a case falls within our appetite, our underwriting team is always happy to help, get in touch on 0333 032 5000 to discuss your how we can support your clients’ non-standard risks.
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