The Team
We believe that behind every successful company lies a talented and dedicated team. In this section, we take pride in introducing you to the exceptional individuals who make up our organisation.
Our team consists of passionate professionals from various backgrounds, each bringing a unique set of skills and experiences and each person plays an integral part in driving our business forward.
The Board
The NBS board have a deep understanding of the insurance industry and are all deeply involved in the continuous development of NBS Underwriting. Together, they are united to ensure we deliver exceptional customer service and build strong relationships with our partners. Get to know our dynamic board, whose passion and expertise shape our company’s success.
Stan Kaznowski
Chief Executive Officer
With forty years’ of industry experience including major composite and Lloyd’s syndicates, Stan was the driving force behind the RiskAlliance Group which included NBS…….
Steve Cowman
Managing Director
With his extensive experience and unwavering dedication, Steve has been an integral part of NBS since its establishment. In the early days, he took on various roles within the company, gaining invaluable insights into all aspects of NBS….
Paul Bennett CERT CII
Underwriting Director
Paul heads the underwriting division at NBS Underwriting. With an illustrious career spanning over 25 years, Paul has garnered extensive expertise from composite insurers, MGAs, and broker markets. Joining NBS in January 2020…..
Rachel Oldroyd CERT CII
Schemes Operations Director
Rachel joined NBS as an administrator when the company was first established in 2011. She has undertaken all roles in the business during this time, which has given her an in depth understanding of how the entire business operates……
Andrew Lister DipCII
Risk & Compliance Director
Since 2010, Andrew has been an integral part of the RiskAlliance Group, and he was a founding member of NBS. He holds a crucial role in upholding regulatory compliance within our organisation……
Stuart Wilson FCCA
Finance Director
With a solid foundation in the industry, Stuart joined our group in 2010, following 10 years in audit and financial reporting with reputable regional practices. At NBS, Stuart takes charge of our finance team,…..
Business Development Team
Our dedicated Business Development Team is here to collaborate closely with our broker partners to provide unparalleled support. Our BDMs are on hand for customer service visits, new agency enquiries, and scheme / portfolio transfers. They are committed to cultivating long-term relationships and delivering tailored solutions to our brokers.
David Gribbon Cert CII
Lead Business Development Manager
David Gribbon is the Lead Business Development Manager at NBS Underwriting. With over 20 years of experience in the industry, David brings a wealth of knowledge and expertise to his role……
Heidi Weyeneth
Business Development Manager (London & SE)
Heidi Weyeneth is a dedicated Business Development Manager at NBS Underwriting, specialising in building and nurturing relationships with insurance brokers in London and Southeast England……
Jessica Inman
Business Development Manager (North)
Jess brings an impressive 23 years of experience in the insurance industry, with a focus on the personal lines and SME sectors. Previously serving as a broker manager for a major insurer, she has developed extensive expertise…
Jordan Prosser
Broker Account Manager (Midlands & SW)
Jordan is a seasoned professional in business development within the insurance industry, bringing a wealth of experience to her role as Broker Account Manager for the Midlands area…
Georgia Hitchcox
Compliance & Broker Development Administrator
Georgia plays a key role within our Development Team, working to support and develop broker relationships…
Sean Neal
Development Consultant
Sean brings over 37 years of experience in the insurance industry and will be playing a key role as a Development Consultant at NBS. With a strong background in driving growth…
Glen McCully
Development Consultant
Glen is a Development Consultant at NBS, where he plays a key role in assisting with sales, development, and distribution strategies…
Leadership Team
Our exceptional Managers have extensive expertise and industry knowledge. Each manager brings their unique expertise, and they are the driving force behind our company’s success, ensuring accurate risk assessment and effective decision-making. Let us introduce you to the skilled individuals who make our operations shine.
Laura Smith CERT CII
Underwriting Operations Manager
Laura joined NBS Underwriting in 2017, launching her insurance career. Initially an administrator, she swiftly transitioned to Commercial Underwriter in the new business department in 2018. Progressing rapidly, Laura became a team leader…
Robert Hawkes
Underwriting Manager (Household & Property Owners)
Rob joined NBS in December 2014, bringing over 10 years of underwriting experience in commercial and personal lines products, spanning regional and Lloyds’ markets…….
John Darnbrook ACII
Underwriting Manager (Technical & Training)
John is our Technical and Training Underwriting Manager with a wealth of expertise in commercial insurance, accumulated over 30 years in the field……
Steve Denning
Underwriting Manager (Trading)
Steve Denning, our Underwriting Manager, brings with him over 25 years of expertise in commercial insurance. Throughout his career, Steve has held various roles in underwriting, including ….
Joanne Jepson ACII
Underwriting Manager (Trading)
Jo is one of our Underwriting Managers, with over 30 years of diverse experience in the insurance industry, Jo joined NBS in 2021 to lead our liability heavy lines of business……
Greg Condon
Underwriting Manager (Professional Indemnity)
Since joining our team in October 2022, Greg has been instrumental in developing our Professional Indemnity suite of products and will manage larger, more complex professional indemnity risks submitted…..
Teresa Yardley ACII
Underwriting Manager (Professional Indemnity)
Teresa serves as the Underwriting Manager for the Professional Indemnity (PI) team at our Hitchin office, overseeing operations across both the UK and Ireland. With an impressive career spanning over 25 years in the PI sector…
Dawn Harding
Marketing Manager
Dawn brings 18 yrs of specialised marketing experience within the insurance industry. She’s responsible for the management and implementation of all marketing and communication strategies & provides valuable support to the development team
Rebecca Gray
HR Manager
Rebecca is an HR professional with over 30 years of experience in the Financial Services industry. Throughout her career, she has taken on diverse roles spanning HR, Learning & Development, and Business Change, gaining…..
SME New Business
Welcome to the SME New Business Underwriting Team. This team specialises in underwriting for SME businesses such as pubs, sports & social clubs, hotels and guesthouses, cafes, fish & chip shops, restaurants, sandwich shops, takeaways, retail, hair & beauty salons, and petrol stations. With our expertise and industry knowledge, we offer a dynamic underwriting service and ensure a swift turnaround of quotes.
To contact the team
Email: quotes@nbsunderwriting.co.uk
Call 0333 032 5000
Chelsea Bray
New Business Team Leader & Underwriter
Chelsea joined in 2021 as an underwriter and has rapidly gained an in depth understanding of our SME products. She is now New Business Team Leader and is working towards her CII status.
Tom Coghlan
Assistant Team Leader & Underwriter
Tom joined NBS as an Underwriter in Jan 2024 and was made New Business Assistant Team Leader in Sep 2024. Tom’s unique skills and fresh perspective are sure to contribute significantly to our collective success.
Alastair MacDonald
Underwriter
Alastair joined our SME New Business team in July 2024 and brings a strong background in underwriting to his role. His focus on client needs makes him a valuable addition to the team.
Arun Riar
Underwriter
Arun, has been an underwriter at NBS since May 2021, he specialises in SME risks and has a diverse skill set to underwrite various products. He seamlessly supports the commercial team as and when required.
Charlotte Wood
Underwriter
Charlotte, a customer service expert with 15 years of experience, joined NBS in March 2023. With a financial service background, she’s has a full understanding of SME products and working towards her CII status.
Chelsea Bates
Underwriter
Dominic Makohon-Keogh
Underwriter
Eleanor Watson
Underwriter
Eleanor joined the New Business Team in Jan 2024, bringing with her a wealth of experience in underwriting motor finance. Her expertise and industry insight make her a valuable addition to the Underwriting team.
Emma HIND
Underwriter
Emma became a part of NBS in October 2023. Presently, she’s undergoing training on SME products and is eager to broaden her understanding of underwriting.
Jack Richardson
Underwriter
Maya Mazur
Underwriter
Maya joined NBS in April ’21, bringing financial sector experience to the role. She previously worked with the renewals team before transferring this knowledge to the new business team. She is currently pursuing her CII status.
Sinainn O’Neill
Underwriter
Sinainn has worked in insurance for over 6 years, starting in a call centre handling car and pet insurance before moving to a role specialising in commercial and personal lines. This diverse experience equips her well for success.
Commercial New Business
Our dedicated Commercial New Business Team specialises in providing complex underwriting solutions for a diverse range of insurance risks, including nightclubs, community enterprises, combined liability, and contractors’ liability. With a keen focus on providing comprehensive coverage, the team will collaborate closely with brokers to ensure they deliver tailored solutions that meet the unique needs of each client.
To contact the team
Email: quotes@nbsunderwriting.co.uk
Call 0333 032 5000 press option 1 and select Commercial New Business
Rita Gray
Senior Underwriter
Rita joined NBS in 2012 as a Scheme Underwriter. She has over 30 years’ of insurance experience, the majority of which were spent within the RiskAlliance Group. Rita has vast experience of underwriting all classes of commercial insurance.
Alfie McCully Cert CII
Development Underwriter
Alfie, an experienced underwriter at NBS since 2018, has excelled in both renewals and new business teams. Currently a development underwriter, he brings valuable expertise to assist with NBS’ growth.
Bradley Hardaker Cert CII
Senior Underwriter
Brad is an experienced insurance professional with a background in new business & renewals. As a Development Underwriter, he bridges the gap between development & underwriting operations, supporting brokers.
Claire Cowling
Senior Underwriter
Claire, a senior underwriter in the commercial new business team, has returned to NBS after first joining in 2018. With a wealth of experience in the industry, she is dedicated to advancing her expertise by pursuing her CII qualification.
Harry Miskin
Senior Underwriter (Technical & Training)
Harry, an invaluable member of NBS since 2019, is dedicated to providing exceptional service. With keen attention to detail, he excels in the commercial new business team, while actively contributing to the training of newer team members.
Jacob Kiwomya
Underwriter
Jacob joined our underwriting team in January 2023. With over 5 years’ experience in the hospitality sector, Jacob brings an advantageous insight into the SME products we offer. He is embracing developing his underwriting knowledge.
Liam Berry
Underwriter
Liam brings over 15 years of experience in Commercial Underwriting, working in both existing and new business teams. Liam offers invaluable expertise across various commercial products and enjoys nurturing relationships with brokers.
Tom Obank Cert CII
Underwriter
Tom, an experienced underwriter, first joined NBS in 2020. He specialises in Commercial Combined policies, offering tailored solutions to our clients’ diverse needs.
SME Renewals
The SME renewals team review and underwrite all SME renewal risks at NBS. With their expertise, attention to detail, and commitment to exceptional service, this team plays a vital role in ensuring policyholders continue to receive the comprehensive coverage they need, which a quick turnaround.
To contact the team
Email: quotes@nbsunderwriting.co.uk
Call 0333 032 5000
Shewar Akhtar
Renewals Team Leader & Underwriter
Shewar is the NBS Team Leader for both the SME and Commercial Renewal Teams. Her responsibilities include, the development of renewal team members, training new underwriters, managing workflows, and prioritising risks to ensure ….
Kim Hill
Assistant Team Leader & Underwriter
Kim, joined NBS in Nov’21 with vast experience of customer service. With enthusiasm, she’s able to successfully underwrite our wide range of commercial products. She is now Assistant Team Leader
Bethany Eyles
Underwriter
Beth, an experienced Commercial Underwriter, joined NBS in 2020 from a major insurer. Her expertise and dedication shine through as she expands her knowledge and delivers exceptional service, within the renewals team.
Jessica Whitaker
Underwriter
Katrina Ennis
Underwriter
Kat joined NBS in August 24 with 19 years customer service experience. She has worked as a Holiday Rep, Loss Adjuster, Commercial Broker, and now an Underwriter. Kat is exploring SME products and looks forward to a bright future with NBS.
Pyper Woodhouse-Kent
Underwriter
Pyper joined NBS in May 2023 with over 6 years of customer service experience. She is now using this knowledge to build on her career as an underwriter.
Michael Pearson
Underwriter
Michael, with 9 years in sales and customer service, joined NBS in Aug 2022. New to underwriting, he’s acquiring expertise in the renewals team while undergoing comprehensive product training.
Naeim Miah
Underwriter
Naeim, joined NBS in September 2023. He’s currently training on SME products and is looking forward to expanding his underwriting knowledge.
Commercial Renewals
The commercial renewals team plays a crucial role in evaluating and underwriting intricate commercial renewal risks. Their extensive knowledge, meticulousness, and dedication to providing outstanding service are instrumental in guaranteeing that policyholders maintain the comprehensive coverage they require.
To contact the team
Email: quotes@nbsunderwriting.co.uk
Call 0333 032 5000
Adrian Hardaker
Senior Underwriter
Adrian, a seasoned underwriter, holds 30+ years of expertise in insurance and brokering. His vast experience spans the UK and New Zealand markets. Currently, he serves as a senior underwriter in the NBS renewals team.
Rachel Wilkinson CERT CII
Senior Underwriter
Rachel, with 30+ years in insurance, joined NBS in 2012 from RiskAlliance. Known for her meticulousness, she excels in Renewals team, underwriting complex commercial risks.
Daniel Cummins
Underwriter
Daniel, a valuable member since 2017, previously managed claims and underwriting queries. Now excelling in the renewals team, he brings expertise as an Underwriter to enhance the team’s performance.
Helen White Cert CII
Underwriter
Helen, an experienced Commercial Underwriter, joined NBS in 2022. With over 18 years of expertise in underwriting policies for places of worship, she excels in handling complex risks and has swiftly grasped the NBS product portfolio
James Trinder
Underwriter
James is a versatile underwriter within the renewals team, adept at assessing diverse risks. He acts as a referral point for colleagues and ensures top-notch service for brokers.
Professional Indemnity Team
Welcome to our Professional Indemnity Department. Located in our Hitchin office, the team focuses on underwriting Professional Indemnity ‘PI’ insurance. They have expertise in providing tailored solutions for a wide range of professions, ensuring that businesses and individuals are protected against claims of negligence, errors, and omissions.
To contact the team
Email: quotes@nbsunderwriting.co.uk
Call 0333 032 5000
Emily Roberts
Underwriter & Team Leader
Emily leverages her extensive industry knowledge and leadership skills to support the team in delivering exceptional PI insurance solutions.
Sarah Kempster CERT CII
Underwriter
Sarah, a Cert CII qualified professional, excels as an underwriter with a deep understanding of PI insurance. Her expertise enables her to assess risks accurately and provide clients with insurance solutions that offer robust protection.
Georgia Burford
Underwriter
Georgia joined our team in June 2024 and brings fresh insights and enthusiasm to her role as an Underwriter. Her proactive approach and dedication to understanding client needs makes her an asset to the team.
Luke taylor ACII
Underwriter
Luke, an ACII certified underwriter, has over 5 years of experience in the insurance market. With a background in pharmacy and cyber insurance as well as specialist travel risks, Luke’s expertise makes him a valuable asset to our team.
Rory Edmonds ACII
Underwriter
Rory is a skilled Underwriter known for his analytical mindset and attention to detail. He excels in evaluating risks and crafting PI policies that effectively safeguard our clients’ interests.
Shanara Hood
Underwriter
Shanara combines her expertise in PI insurance with a client-focused approach, ensuring that each policy meets the highest standards of protection. Her commitment to excellence and strong analytical skills make her a valuable team member.
Property and Household Team
Welcome to our Property and Household Underwriting Department. Located in our Bexhill office, the team manage all our household and property products. They have expertise in a wide range of non-standard household policies and property owners’ insurance.
To contact the team
Email: quotes@nbsunderwriting.co.uk
Call 0333 032 5000
Elisha Lovell
Underwriter & Team Leader
Elisha, now the Team Leader of our Property & Household team, joined us from a nearby broker in Bexhill. Her extensive experience in commercial and personal lines products provides valuable insights into broker operations.
Bethany Stone
Underwriter & Assistant Team Leader
Bethany’s previous role was an operational supervisor liaising with clients, brokers, and insurance companies on a daily basis. In Sep 2024 she was made Assistant Team Leader of our Property & Household team.
Clara Monforte
Underwriter
Clara joined us in November 2024. With 10 years as a senior property consultant, she brings extensive property knowledge. In her first insurance role, she provides coverage for niche properties and offers excellent service to our brokers.
Guy Davies
Senior Underwriter
Guy is an experienced insurance professional, specialising in non-standard Home insurance. With a background in underwriting and a focus on property and household risks, he brings valuable expertise and knowledge to the team.
Lauren Richardson
Underwriter
Lauren joined our team in August 2024 with five years of insurance experience in both Commercial and Personal Lines broking at one of the UK’s largest brokers.
Lauren Pascoe
Underwriter
Lauren honed her skills in underwriting at a large insurer. She further specialised in claims at an accident management company. Since 2022, she has been a valuable underwriter at NBS, handling property owners & household.
Lewis Baker
Underwriter
Lewis brings over 20 years of insurance experience, garnered from roles at Covea, Eaton Gate, and Arthur J Gallaghers. With a background in both commercial and high net worth, he boasts extensive market connections and relationships.
Lisa-Marie Chittenden Cert CII
Underwriter
Lisa-Marie, a skilled underwriter, joined NBS in April 2023. With experience as a liability agent and Cert CII qualification, she’s excited to excel in underwriting property owners and household insurance policies.
Oliver Mercer
Underwriter
Oliver joined our Property & Household team as an Underwriter in July 2024. His keen analytical skills and commitment to understanding the intricacies of property insurance make him a valuable addition to the team.
Tom Burgess
Underwriter
Tom joined our team in Dec 2024, and is currently working towards his CII status. With 7 years of experience in motor and household insurance, and an additional 3 years as an underwriter, Tom brings knowledge and expertise to our team.
Tom Kaznowski
Underwriter
With a solid foundation in administrative work, Tom is rapidly gaining experience of underwriting property owners insurance risks.
Claims Team
Welcome to the Claims Team NBS, where they are dedicated to providing exceptional service and support. Our team specialises in handling various aspects of the claims process, including receiving new claim notifications and liaising with the team of expert loss adjusters at Sedgwick’s. They will promptly address any claims queries, ensuring clear communication and peace of mind. Additionally, the team will offer regular updates on the current claim position and reserve, keeping policyholders informed every step of the way.
To contact the team
Email: claims@nbsunderwriting.co.uk
Call 0333 032 5000
Jodie Liversedge CERT CII
Claims Team Leader
Jodie, with over a decade of industry experience, joined NBS in 2021. Swiftly gaining knowledge on all our products, she is now team leader for both the SME and Commercial New Business teams. Her responsibilities include, training new under
Emily Coneron
Claims Team Leader
Emily joined the claims team at NBS, quickly becoming team leader. As well as claims knowledge she has underwriting experience which helps with her role..
Laura Spragg
Senior Claims Handler
In December 2023, Laura became part of NBS, bringing her experience from warranty management to her role as a claim handler. Within our team, Laura manages new claims and collaborates closely with Sedgwick’s team of loss adjusters.
Will Sherlock Cert CII
Claims Handler
Will joined NBS in Mar 2024 having started his insurance career in Sep 2022, and has recently achieved his CII status. His role involves overseeing the claims process from start to finish, liaising with brokers and loss adjusters.
Lily Richmond
Claims Administrator
Lily joined our claims team in July 2024 and is quickly learning and excelling in her role. Her enthusiasm and fast learning ability make her a valuable asset, assisting with the management and processing of claims.
Marcel Krynski
Claims Administrator
Marcel is our claims administrator, supporting the claims department. His primary role revolves around assisting the claims team, playing a crucial part in ensuring its smooth and efficient operation.
Support Team
Welcome to our exceptional support team! While our primary focus is on providing an outstanding underwriting service to brokers, we also understand the importance of our support system.
Our support comprises of experts from various areas of our business, including system development, accounts, administration, compliance, marketing and HR. Together, we ensure seamless operations, effective communication, and efficient problem-solving behind the scenes.
Amelia Kellett
Adminstrator
Amelia’s primary responsibility involves overseeing the underwriting inboxes. She plays a crucial role in ensuring that communication received from brokers is effectively directed to the appropriate underwriter.
Christopher Robinson
Schemes Development Assistant
In Dec 23, Christopher became part of NBS as a Schemes Development Assistant. His role involves contributing to the enhancement and maintenance of our online quoting portal, ensuring its continuous development and smooth operations.
Gary Townson
Senior Scheme Developer
After starting out in Underwriting in 2017 with NBS, Gary now takes on the role of Senior Schemes Developer, working on the maintenance and development of our online quoting portal.
Jack farrugia
Marketing Coordinator
Jack joined NBS in Jan 2024 as a Marketing Administrator. Armed with a first-class undergraduate degree in Marketing, he brings a strong academic foundation to support the team’s marketing activities and contribute to NBS’s Initiatives.
Melissa Stodart FMAAT
Company Accountant
Melissa has over a decade of experience in finance. She produces management accounts and other MI for the wider Accelerant group. She also works with our auditors and external parties across the finance function delivering information.
Rachel Holt
Finance Executive
Rachel has over 15 years insurance accounting experience. She is responsible for all aspects of the NBS accounts, including all day-to-day queries, bordereau production and credit control.
Vanessa Bridges
Financial Controller
Vanessa oversees the financial management of the PI team with precision and expertise. Her role involves ensuring accurate budgeting, reporting, and financial planning, contributing to the team’s overall success and efficiency.
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